VA loans
The strongest loan available, earned by service.
A VA loan is a mortgage guaranteed by the Department of Veterans Affairs, available to eligible veterans, active-duty service members, and qualifying spouses. For those who qualify, it's the most powerful loan on the table: no down payment requirement and no monthly mortgage insurance. In Northern Virginia, with its large military and veteran community, it's a program I work with often.
- 01Veterans and active-duty service members
- 02Qualifying surviving spouses
- 03Military families buying in the NoVA / DC area
No down payment
Eligible borrowers can finance the full purchase price. We confirm your eligibility and entitlement up front.
No monthly mortgage insurance
VA loans skip the monthly mortgage insurance that FHA and low-down conventional loans carry.
Earned benefit
This is a benefit you earned. I'll make sure you use it the right way and don't leave value on the table.
VA loans, answered.
- Do I have to be a first-time buyer to use a VA loan?
- No. VA loan benefits can be used more than once, and restored after a previous VA loan is paid off. I'll check your entitlement.
- Can I use a VA loan with no money at all?
- Eligible borrowers can often buy with no down payment, though there are closing costs and a VA funding fee to plan for. Some veterans are exempt from the funding fee. We'll go through your specifics.
That's what the first call is for.
Tell me your situation and I'll tell you which programs actually fit. Ten to fifteen minutes, no paperwork.
This page is general information about loan programs, not a commitment to lend or an offer of credit. Program availability, terms, and qualification depend on your situation and are subject to underwriting approval. Tareq Maayta, NMLS #1443073. Loans through Finance USA Corporation, NMLS #135625. Equal Housing Opportunity.