Cash-out refinance
Turn built-up equity into cash for a real purpose.
A cash-out refinance replaces your mortgage with a larger one and gives you the difference in cash, drawn from the equity you've built. People use it for renovations, paying off higher-interest debt, tuition, or investing in another property. It only makes sense when the new loan still works for you, so we weigh it carefully.
- 01Homeowners with meaningful equity and a clear use for it
- 02Owners consolidating higher-interest debt
- 03People funding a renovation or a second property
Access your equity
Borrow against the value you've built and take the difference as cash. We confirm how much is available.
One payment
Rolling higher-interest debt into the mortgage can simplify to a single payment. We check whether the math truly helps.
Honest tradeoffs
A bigger loan means more interest over time. I won't recommend it unless it genuinely serves your goal.
Cash-out refinance, answered.
- How much equity do I need to cash out?
- Lenders keep a cushion of equity in the home, so you can't pull all of it. I'll tell you roughly how much is available once I know your value and balance.
- Is a cash-out refinance a good way to pay off debt?
- Sometimes. Trading high-interest debt for lower-rate mortgage debt can help, but it stretches the payoff over years. We run it both ways before you decide.
That's what the first call is for.
Tell me your situation and I'll tell you which programs actually fit. Ten to fifteen minutes, no paperwork.
This page is general information about loan programs, not a commitment to lend or an offer of credit. Program availability, terms, and qualification depend on your situation and are subject to underwriting approval. Tareq Maayta, NMLS #1443073. Loans through Finance USA Corporation, NMLS #135625. Equal Housing Opportunity.